V� Li�n Hoa

Lien Hoa Wallet, a diversified loan product serving the consumption needs of Vietnamese people.
In order to meet the needs of today's necessary loans, Lien Hoa Wallet launched to bring people online loan packages, no need to go to the store, no procedures, no proof required.
Customers who need loans but are afraid to go to banks can use these loan packages.
Customers only need CCCD with expiry date, have a job that brings income, can fully meet the requirements of Lien Hoa Wallet.
Loan information is always transparent and clear, loan interest rates are diverse depending on needs, long-term or short-term loans depending on needs.
Currently, the demand for small loans is very large, when customers go to the bank, they have to ask for a lot of documents.
Lien Hoa Wallet brings the easiest solution for customers.
In addition, when customers pay their loans on time, Lien Hoa Wallet always has incentives when customers borrow back with better interest rates and higher limits.
Our products:
* Loan registration: from 500,000 to 60,000,000 VND
* Loan term: 66 to 365 days
* Highest annual interest rate (APR): 28%/year
* Lowest interest rate: 10% / year
* Note: Customers can refuse the loan when they feel it is not suitable for their needs
Conditions apply:
* Vietnamese citizens aged 18 years or older
* Have a stable job and monthly income
* ID card has an expiration date
Registration step:
B1.
Download the Lien Hoa Wallet app
B2.
Complete information registration
B3.
Document review staff
B4.
Receive money immediately after the application is approved
B5.
Loan payment
For example:
Ms.
Xuan applied for a loan: 35,000,000 VND
Interest rate: 28%
Loan period: 233 days
The arising interest is calculated as follows: 35,000,000 * 28% / 365 * 233 = 6,255,890 VND
Thus, after 233 days, Ms.
Xuan needs to pay both principal and interest including: 35,000,000 + 6,255,890 = 41,255,890 VND

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