RinggitPro

Explore and apply the personal loan package that suits your personal needs.
100% transparent personal loan package.
NO upfront fees, advance fee, hidden cost.
Our Packages of Offers
1.
Personal Loan
Whether you want to improve your home or any unexpected events arose that you need aid in finance.
We can fulfill your needs and demands in short period of time.
2.
Business Loan
Stuck in cash flow in business operation? Seeking a business loan to further expand your business model? We are here to offer financial assistance to accomplish your entrepreneurial ideas.
3.
Consolidated Debt Loan
We can re-channel your existing loan to single loan package.
Currently we can repackage personal loans, car loans, credit cards debt, housing loan, SME loan and PTPTN loan.
Disclaimer : For Malaysia's residents of 18 years old and above only.
Fees & Charges:
Minimum duration of payment: 3 months
Maximum repayment period: 48 months
Max.
Annual Percentage Rate (APR) is 0%.
Processing Fee (Includes Underwriting Fee, Gateway Fee, and Service Fee)
RM300 ~ RM3000 depending on the loan amount
Early Termination Fee: None
Late Payment Interest: Late payment penalty may apply
Calculation of the Loan Example:
Loan Amount - RM3000.00
Loan Period - 6 Months Installment
Interest Rate - 0%
RM 20(Includes Underwriting Fee) + RM 20(Gateway Fee) + RM 20(Service Fee) = RM 60(Processing Fee)
RM3000(Loan Amount) * 0%(Interest rate per month) * 6 Months(Loan Period) = RM0(Total Interest Charge)
RM3000(Loan Amount) + RM0(Total Interest Charge) = RM3000(Total Repayment Amount)
RM3000(Total Repayment Amount) / 6 Months(Loan Period) = RM500 (Monthly Installment Calculation)
Others:
Minimum repayment period 90days
Maximum repayment period 1440days
Maximum Annual Percentage Rate 18%
Including all applicable fees (Underwriting Fee, Gateway Fee, Service Fee)
Terms & Conditions
https: //www.ringgitpro.com/terms/
Privacy Policy
https: //www.ringgitpro.com/privacy-policy/

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