OK Credit

You can use "OK Credit" at any time and anywhere in Mexico.
Depending on your credit profile, we provide you with a revolving line of credit.
Applying with "OK Credit" is easy and it takes just 3 steps to get a revolving line of credit.
1.
Download the "OK Credit" app.
2.
Enter the application and complete the information.
3.
Once your application is approved, we will provide you with a revolving line of credit.
When applying, please have the following materials ready.
You don't need to worry about having a lot of documents because few credit proof materials are required, the main requirements are:
ID card
Phone number
Personal bank account
Way to pay
If you want to pay in cash or make a transfer, we have different payment methods, choose the one that suits you best:
Electronic Transfer by SPEI: In this way, you can also make electronic transfers through e-banking or mobile bank applications without leaving home.
PAYNET: It has the largest cash payment acceptance network in the Mexican Republic, with more than 32,000 acceptance points.
Transactions will be made through the Openpay gateway.
Period and Rate:
According to the user's personal credit situation, the application provides the user with a revolving line of credit:
Users with average credit can get a 6-month revolving line of credit and users with good credit can get a 12-month revolving line of credit.
Annual Usage Rate Rate: 21.6%
Product Charges: Product charges sayan chen service fee and late payment charges.
The annual use rate Percentage Rate is 21.6% (this rate includes taxes).
Late Payment Fee: After the customer defaults on the payment (overdue), it will be calculated as 3% of the total amount without refund, and it will be charged in one time.
Example:
Your personal lines of credit is: 5,000 pesos
12-month revolving credit line at an annual usage rate of 21.6%.
Use 5,000 pesos once
Charge for use of credit limit: 540 pesos
Full refund: 5,540 pesos
If the return is not made within the agreed time, the late payment surcharge will be: 5,000*3%, which will be charged only once, that is, 150 pesos.
This is a revolving line of credit: once inside, we lend you forever.
We provide recurring credit limits.
"OK Credit" is not associated with quick loan applications.
"OK Credit" has very few requirements and does not require collateral.
Use online application and automatic review by the system.
In this way, the user experience will be greatly improved.
At the same time, the speed of the online application is fast and the review time is short.
Build confidence
First of all, we are young like you and sometimes we find ourselves in difficult financial situations.
We know how difficult and uncomfortable it is to borrow money from friends or banks in Mexico, that's why we developed this simple, fast and powerful application OK Credit to give you a fast and easy revolving line of credit, 100% online, to help you solve your problems.
For us it is important to generate trust, which means that if you meet your payment commitments on time, we will always give you more and better personal lines of credit.
Kind Tips:
The "OK Credit" app adopts encryption protection technology to better protect the privacy information of all users.
We promise not to share the user's private information with any third party.
Please read our Privacy Policy carefully.

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