SapulidiCU

SapulidiCU is a mobile application with a 'one stop solution' concept and a cooperative platform that relies on digital technology.
As one of the service applications from PT.
CUSO Digital Indonesia, SapulidiCU is intended for members of CU Sapulidi to carry out all activities of Cooperative financial transactions, information, promotions, PPOB and business spaces (Marketplace) on the features provided by the application using an android smartphone.
Application Features:
1.
Fill in the Balance/Topup via Bank or Savings at the Cooperative
2.
Transfer to Bank, Members can transfer money anywhere in real time
3.
Cooperative Balance/Deposit Info, Check Deposit Balance, Loan and Deposit or installment via mobile apps, real time and fully integrated with the CUSO CORE System.
4.
PPOB purchases such as: credit & data packages, PLN Tokens
5.
Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group
6.
Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.
7.
Apply for a Loan, Members can apply for a loan without having to come to the cooperative office, whenever and wherever after the submission will be KYC by CU Sapulidi before the loan is approved.
Minimum Term : 3 Months
Maximum Term : 24 Months
APR : 16.2%
Max loan value IDR 30,000,000
The admin fee of 2% is included in the installment, not deducted at the time of the initial disbursement
Loan Disbursement Simulation:
For example :
Loan value Rp.
5.000.000,-
Term of 12 months
2% Admin Fee (paid monthly in installments)
So :
Disbursement Value (received) Rp.
5.000.000,-
The amount of installments to be paid per month is Rp.
493.900,-
With details :
Principal : Rp.5.000.000 : 12 = Rp.
416,700 per month
Interest : IDR 5,000,000 x 16.2% = IDR.
68,800 per month
Admin : IDR 8,400 per month
Expedited repayment:
If a Member wants to make an accelerated payment, a minimum of 3x installments have been entered.
and if paid before the due date of that month, then the member is not subject to current interest.
but if it is due in that month, the interest will still be charged.
If the Member wants to pay off the 5th installment, the member only pays the remaining principal and the remaining admin only.
8.
Pay Scan QR (Pay by Scan QR, Transfer to Fellow Users, Activity Attendance)
9.
Promotions / Advertisements
10.
News
11.
Product Info and Asset Info, Members can directly know/control the Development of Cooperative Assets and Products
12.
Business Space (Marketplace)
13.
Support
14.
Transaction History

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