Credit Wallet-Personal Loan

Loan amount: 2,000 to 500k
Loan term: the shortest is 91 days, the longest is 365 days
Daily interest rate: 0.0057%
Maximum annual interest rate APR: 20.55%
For example, if you choose a 12-month 100,000 loan principal, we will show the details below:
Installment plan: 12
Principal: 100,000
Amount of expenditure: 100,000.
Amount of expenditure = principal - expenses 100,000 - 0 = 100,000
PMT (monthly payment amount): 10045.8.
PMT = 100,000 x (1 + 20.
55%)/ 12 = 10045.8.
Cost or expenses: 0
Total interest: 20,550.
Total amount: 120,550.
Total amount = principal + Total interest = 120,550.
Total interest rate: 20.55%.
Total interest rate = total interest / principal * 100% =, 120,550 / 100,000 * 100% = 20.55%.
Monthly interest: 1.71%.
Monthly interest = total interest rate / installment = 20.55% / 12 = 1.71%.
Why Use Credit Wallet-Personal Loan?
- Loan up to 2,000,000
- Low interest rates, 0 hidden fees
- All apply steps are online
- Reliable disbursal
- Directly to bank account
- Artificial intelligence is used to run credit scoring
- No collateral or guarantor needed
Never go broke again with the Credit Wallet-Personal Loan App.
There are no long queues, no long wait times, no collateral or guarantors needed.
Just your smartphone and our loan app and you gain access to cash credited straight into your bank account.
Access cash loans at single-digit interest rates, anywhere, anytime.
This loan app for Nigerians, helps you access online credit without collateral.
Availability
Our loan app is available to serve customers in Nigeria with Android phones only.
How to Apply
If you live in Nigeria, need cash to settle emergencies and have an android device, all you have to do is
Step 1: Download the app for free
Step 2: Sign up to create an account
Step 3: Apply for a collateral-free loan in less than one minute
Step 4: Credit scoring using our algorithm will be carried out (no collateral needed)
Step 5: If eligible, the loan will be credited into your account within minutes
If you are not eligible, please apply again.
Repayment
To repay your loan, please log in to your Credit Wallet-Personal Loan app and follow the instructions.
Repay your loans before the due date to improve your credit score, gain access to higher amounts on the loan app, longer tenures and lower interest rates.
Privacy & Permissions
Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app.
We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent.
Get In Touch
To get in touch, send an email to [email protected].
You can also reach us:
22A Oju Olobun Cl, Victoria Island 106104, Lagos, Nigeria
+234 803 131 3620

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