Premloan

Whatever your circumstances, we have a loan plan for you.
Thinking about consolidating your debt or just need some urgent cash? We can help decide the best fit for your needs.
How It Works?
We know you need your money as soon as possible.
Thats why we made our procedure fast and simple.
1.
Apply Online
Fill up your info and select a loan plan from our app to submit your loan application
2.
Get Approved
Loan application will be processed once user submits info
3.
Get Your Money
Once accepted, your money can often be paid into your account on the same day
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Disclaimer : For Malaysia's residents of 18 years old and above only.
Fees & Charges:
Minimum duration of payment: 3 months
Maximum repayment period: 48 months
Max.
Annual Percentage Rate (APR) is 0%.
Processing Fee (Includes Underwriting Fee, Gateway Fee, and Service Fee)
RM300 ~ RM3000 depending on the loan amount
Early Termination Fee: None
Late Payment Interest: Late payment penalty may apply
Calculation of the Loan Example:
Loan Amount - RM3000.00
Loan Period - 6 Months Installment
Interest Rate - 0%
RM 20(Includes Underwriting Fee) + RM 20(Gateway Fee) + RM 20(Service Fee) = RM 60(Processing Fee)
RM3000(Loan Amount) * 0%(Interest rate per month) * 6 Months(Loan Period) = RM0(Total Interest Charge)
RM3000(Loan Amount) + RM0(Total Interest Charge) = RM3000(Total Repayment Amount)
RM3000(Total Repayment Amount) / 6 Months(Loan Period) = RM500 (Monthly Installment Calculation)
Others:
Minimum repayment period 90days
Maximum repayment period 1440days
Maximum Annual Percentage Rate 18%
Including all applicable fees (Underwriting Fee, Gateway Fee, Service Fee)
Terms & Conditions
https: //www.premloan.co/terms/
Privacy Policy
https: //www.premloan.co/privacy-policy/

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